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Text Banking

Whether on the go, or on the phone, you can now stay on top of your finances with My Text.
This free* FNB service allows you to retrieve your account balance or last four transaction history right from your mobile phone using text messages.


  1. Login to your FNB Web Banking® account and select the Options tab >> Mobile Settings >> Text Mobile Settings to get your mobile device setup.
  2. Send a text message to 89549 to request information about your accounts or perform a transaction.
  3. Receive a text message response from 89549 with the information you requested or confirmation of your transaction.


Add 89549 to your list of Contacts for easy reference. Then, text 89549 with any one of the following commands.

HELP Returns command references
BAL Returns balance for all enrolled accounts
BAL <acct. nickname>
Example: BAL CHK1
Returns balance for all enrolled accounts
HIST Returns last four transactions for all enrolled accounts
HIST<acct. nickname>
Example: HIST CHK1
Returns the last four transactions for a specific account
STOP Disables text banking service

*Standard mobile service provider text messaging fees apply.