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Our Personal Savings Plan offers the benefit of maintaining convenient access to your money while earning interest on your deposits. Further make your Personal Savings Account work for you by linking it to your checking account to provide overdraft protection.


Overdraft Protection
Free Bank by Phone
FNB Web Banking™
ATM card available
Quarterly statement
Interest compounded quarterly
Two Free withdrawals per month*



$5.00 (Waived by Maintaining Minimum Balance of $250.00 Every Day of the Statement Cycle)
*Additional withdrawal fee $2.00 each
Overdraft savings transfer $10.00 each
Other fees may apply





  • $100 minimum to open
  • Government issued picture identification (drivers license, passport, etc.)
  • Social security number
  • ChexSystems® verification


Transfers from savings accounts to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties.