First National Bank | Texas Commercial and Personal Banking

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Our Personal Savings Plan offers the benefit of maintaining convenient access to your money while earning interest on your deposits. Further make your Personal Savings Account work for you by linking it to your checking account to provide overdraft protection.

Free FNB Web Banking®
Free My eDocs¹
Free My Alerts
Free My Mobi²
Free Bank-by-Phone Automated Service 24/7
Free Direct Deposit
Free ATM Card Available³
Earn interest by maintaining $500 or more everyday of the statement cycle. Tiered Variable Interest Rate. Speak with a New Accounts Representative for current rates.

Free Combined Statements with Checking Option Available
Checking Imaging Available⁴

Calculated by using your Average Monthly Collected Balance:

$5.00 fee if Monthly Minimum Balance is Below $500.00 – Waived When Account Includes a Checking/Savings Combined Statement
$2.00 Fee per Withdrawal Exceeding Two
Other fees may apply

$100 minimum to open
Government issued picture identification (drivers license, passport, etc.)
Social security number
ChexSystems® verification

Terms, conditions and additional fees may apply. My eDocs is available through FNB Web Banking®. Not applicable to all notices.
Web and text messaging access are needed to use My Mobi. You may be charged standard fees for text messaging and Internet access depending on your mobile device carrier.
Card fees apply. Refer to the Schedule of Fees disclosure.
$10.00 monthly fee for check images returned with your statement.

Transfers from savings accounts to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties.