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Our Personal Money Market account offers a tiered, interest-bearing account for customers wishing to maximize the interest earning potential of their bank account while retaining the ability to write checks.


Check Writing Privileges
Free Bank by Phone
FNB Web Banking™
Interest Earned on Any Balance
Additional Interest Earned on Average Daily Balances of: $10,000.00, $25,000.00, $50,000.00 and $100,000.00, $500,000.00
Debit/ATM Card available
Checks imaged






$15.00 (Waived by Maintaining Minimum Balance of $2,500.00 Every Day of the Statement Cycle)
Other fees may apply
Per item fee - $15.00 per debit after 6 (A debit is a check, preauthorized check, telephone, computer, automatic overdraft transfer, withdrawal or automated debit transaction.)*





  • $100 minimum to open
  • Government issued picture identification (drivers license, passport, etc.)
  • Social security number
  • ChexSystems® verification


Transaction Limitations
*Transfers from Money Market and Savings accounts to another account or to third parties by preauthorized, automatic, telephone, or computer transfers are limited to six per statement cycle by check, draft, debit card, point-of-sale or similar order to third parties.

Visit any of First National Bank's convenient Texas locations to open a checking account today.