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A free checking account designed with everyone in mind. Our Free Checking offers unlimited check writing with no monthly service charges, as well as additional optional services. To make end of the month balancing easier, check imaging is available for a minimal monthly fee.


Unlimited check writing
Check Images stored at bank for safekeeping
Monthly statements
Direct Deposit
Free Bank by Phone
FNB Web Banking™
Bill Pay
Free box of FNB Signature Checks
ATM or Debit card available
No minimum balance required







No monthly service fee
$10.00 monthly for check images returned with your statement
Other fees may apply






  • $100 minimum to open
  • Government issued picture identification (drivers license, passport, etc.)
  • Social security number
  • ChexSystems® verification

Visit any of First National Bank's convenient Texas locations to open a checking account today .