A Personal checking account designed with everyone in mind. Our Personal Checking offers unlimited check writing, as well as additional optional services such as free online banking and bill pay, free e-mail alerts and other convenient features to save you time.
To receive your $5.00 Cash Back Reward your personal checking account must meet the following requirements. Your account must be:
*Applicable only for point-of-sale signature based transactions, online purchases, recurring purchases and Personal Identification Number (PIN) based transactions of $5.00 or greater.
- Enrolled in My eDocs
- Open Over 30 days
- In Active Status
- 1 Direct Deposit a Month into Your Personal Checking Account
- 10 Debit Card Transactions a Month*
- Make 3 Bill Payments Online through My Bill Pay
- Check Imaging Available4
- Add-On Savings Option Available
- Free Combined Statements Available
- Overdraft Protection Option Available5
Calculated by using your Average Monthly Collected Balance:
- Less than $500……………… $10.00 Monthly Fee
- Between $500 - $750……… $8.00 Monthly Fee
- Between $750 - $1,000…… $6.00 Monthly Fee
- Greater than $1,000…………… No Monthly Fee
- $100 minimum to open
- Government issued picture identification (drivers license, passport, etc.)
- Social security number
- ChexSystems® verification
- Terms, conditions and additional fees may apply. My eDocs is available through FNB Web Banking®. Not applicable to all notices.
- Web and text messaging access are needed to use My Mobi. You may be charged standard fees for text messaging and Internet access depending on your mobile device carrier.
- Card Fees may apply. Refer to the Schedule of Fees disclosure
- $10.00 monthly fee for check images returned with your statement
- Refer to Overdraft Privilege Program and the Schedule of Fees disclosure.
Visit any of First National Bank's convenient Texas locations to open a checking account today .