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This account is perfect for individuals who prefer to receive electronic statements.




  • Check Imaging Available4
  • Add-On Savings Option Available
  • Free Combined Statements Available
  • Overdraft Protection Option Available5


Calculated by using your Average Monthly Collected Balance:
  • Monthly fee: $5.00
  • Monthly fee waived if: Perform 10+ Monthly Signature-Based Debit Card Transactions6 or by
  • Maintaining an average collected monthly balance greater than $300.00
  • My eDocs Required1


  • $25 minimum to open
  • Government issued picture identification (drivers license, passport, etc.)
  • Social security number
  • ChexSystems® verification
  1. My eDocs electronic statements is required for the lifetime of the My Checking account. Should the account be converted to paper statements, the account may be converted to a Personal Checking account. Additional fees may apply. My eDocs is available through FNB Web Banking®. Not applicable to all notices
  2. Web and text messaging access are needed to use My Mobi. You may be charged standard fees for text messaging and Internet access depending on your mobile device carrier.
  3. Card Fees may apply. Refer to the Schedule of Fees disclosure
  4. $10.00 monthly fee for check images returned with your paper statement. No fee for check images returned with eDocs electronic statements
  5. Refer to Overdraft Privilege Program and the Schedule of Fees disclosure.
  6. Applicable only for point-of-sale, signature-based transactions.

Visit any of First National Bank's convenient Texas locations to open a checking account today.