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Reorder Deluxe Personal Checks




This account allows you to earn interest on your deposits while maintaining unlimited check writing privileges, and can be linked to overdraft protection upon approval.


To receive your $5.00 Cash Back Reward your personal checking account must meet the following requirements. Your account must be:
  • Enrolled in My eDocs
  • Open Over 30 days
  • In Active Status
  • 1 Direct Deposit a Month into Your Personal Checking Account
  • 10 Debit Card Transactions a Month*
  • Make 3 Bill Payments Online through My Bill Pay
*Applicable only for point-of-sale signature based transactions, online purchases, recurring purchases and Personal Identification Number (PIN) based transactions of $5.00 or greater.


  • Add-On Savings Option Available
  • Free Combined Statements Available
  • Overdraft Protection Option Available4


Calculated by using your Average Monthly Collected Balance:
  • Monthly fee: $10.00
  • Monthly fee waived if: Maintain an average collected monthly balance greater than $1,000.00


  • $100 minimum to open
  • Government issued picture identification (drivers license, passport, etc.)
  • Social security number
  • ChexSystems® verification

  1. Terms, conditions and additional fees may apply. My eDocs is available through FNB Web Banking®. Not applicable to all notices.
  2. Web and text messaging access are needed to use My Mobi. You may be charged standard fees for text messaging and Internet access depending on your mobile device carrier.
  3. Card fees may apply, refer to the Schedule of Fees disclosure
  4. Refer to Overdraft Privilege Program and the Schedule of Fees disclosure.

Visit any of First National Bank's convenient Texas locations to open a checking account today.







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