At First National Bank, our main goal is excellent customer service and meeting the needs of the community. We believe in building relationships with our customers and employees - making them a part of our family. We offer a competitive benefits package including 401k, Medical/Dental, and Employee Stock Ownership Plan.
If this sounds like the right place for you, please review our current career opportunities below. Applying is easy, just download the application, fill it out, print off, sign and mail it in to:
FIRST NATIONAL BANK
Human Resources Department
505 S. McColl Rd
Edinburg, TX 78539
FAX 956-393-6835
Salary is commensurate with experience. First National Bank is an Affirmative Action/EEO employer. For more information please contact Customer Service.
CURRENT POSTINGS AS OF
1/26/2012
» JOB:
ATM REPRESENTATIVE
LOCATION:
Edinburg / West Meadows
DUTIES:
Performs a variety of routine daily tasks, to include: Assisting Vendors & NOC Group as needed; Balance ATM’s and Vaults on Daily basis; Resolves problems; REG-E Disputes; Run Daily dispense reports; Respond to daily email requests from the branches and the NOC Group; Volume Reports, and other duties as assigned.
REQUIREMENTS:
Working knowledge of Reconciliation;
Balancing ATM’s and Disputes;
Strong analytical skills;
Written/verbal communication skills;
PC proficiency;
Ability to multi-task;
Attention to detail;
Must be a Team player
PREFER:
N/A
» JOB:
BOOKKEEPING REPRESENTATIVE
LOCATION:
Edinburg / West Meadows
DUTIES:
Assist FNB employees through e-mails and phone calls in reference to research, reconciliation of General Ledger (GL) accounts, overdraft issues to include charge-offs, Fresh Start, OD Protection (ODP), and exception items including but not limited to: NSFs, non-posted transactions, stop payments and general transaction exception questions; Daily posting of customer transaction exceptions; Research and analyze customer account information requests and make necessary corrections if needed; Work with statements and account maintenance; Resolve GL outages due to closing of accounts and item processing corrections and adjustments; Process adjustments as needed to clear possible outages; and other related duties as assigned.
REQUIREMENTS:
Strong verbal and written communication skills;
PC proficiency;
Ability to multi-task;
Attention to detail;
Analytical skills;
Team player;
Banking experience.
PREFER:
Knowledge of JHA system.
» JOB:
BRANCH MANAGER
LOCATION:
Austin / Lakeway; Houston / Griggs
DUTIES:
Plans, directs, and organizes the sales and daily operational activities of the assigned branch, including lending; servicing accounts; cashiering; and customer relations activities. Ensures compliance with Bank policies, procedures, and statutory regulations. Promotes business development and maintain deposit services, credit administration, community relations, and all other branch operations. Prepare and present financial reports to Board of Directors, Sr. Management, etc. Review collection reports and take necessary actions. Participate in the approval/disapproval of lines of credit regarding commercial real estate and personal loans. Maintain effective communications between the branch and Bank operational departments through professional communications, reports, etc. Maintain prescribed security controls to protect against criminal or fraudulent activity and unnecessary risk or exposure. Interview, hire, train, promote, discipline, and recommend termination of employees. Plan and direct work assignments; Appraise work performance; and address and resolve complaints/problems. Ensure that all branch personnel understand the Bank’s business objectives, as well as their individual departmental objectives, and that they work together to achieve the stated objectives. Be available to help resolve conflicting objectives. Ensure professional and respectful communication between all departments. Ensure that all branch personnel perform their job duties in a safe manner and that they take all reasonable precautions to avoid work-related accidents. Special projects and other duties as assigned.
REQUIREMENTS:
Bachelor’s degree in Finance, Accounting, Business Administration or related field;
2-3 Years experience in Consumer and Commerical lending;
Strong analytical skills and orientation to detail and ability to meet project deadlines;
Excellent verbal and written communications skills;
Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data;
Knowledge of business and management principles involved in strategic planning, resource allocation, leadership technique, and coordination of people and resources;
Effective time management and problem solving skills;
Effective supervisory and leadership skills, to include: motivating employees, goal setting, performance management, conflict resolution, etc;
Ability to define problems, collect relative data, establish facts, draw valid conclusions, and develop effective corrective actions;
Ability to read, analyze and interpret common banking-related journals, financial reports and legal documents and apply information to daily job duties;
Ability to respond to common inquiries or complaints from customers, regulatory agencies or members of the business community;
Ability to develop and grow new business opportunities;
Knowledge of principles and methods for showing, promoting, and selling products or services. This includes marketing strategy and tactics, and sales techniques.
PREFER:
N/A
» JOB:
CREDIT REVIEW ANALYST
LOCATION:
Edinburg / West Meadows
DUTIES:
Analyze financial statements of prospective and existing borrowers in relation to new or renewal loan applications or periodic credit review of relationships; Summarize new and renewed loan requests in written form following standardized formats for loans which require approval via Loan and Discount Committee; Determine borrower(s)/guarantor(s) global cash flow and debt service ability and compare financial trends and ratios relative to borrower/guarantor(s) prior years and industry peer group; Analyze collateral type and value for proposed or renewed loans; Summarize findings and make recommendation for loan grade and/or non-accrual designation, if warranted, and loan policy violation identifications, if present; Assist with the initial establishment and ongoing update of Action Plans for loan relationships and ORE over $1MM in size in concert with the appropriate Loan Officer and under the supervision of the Credit Review Officer and Senior Credit Review Officer; Interfaces with Loan Officers professionally, timely and effectively to assist with the preparation of Credit Reviews, Action Plans and any other Credit Review Departmental task; Assist with the compilation, scanning and dissemination of the weekly Loan and Discount Committee meeting package, updating ticklers for newly received financial statements and logging the receipt and ensuring the timely completion of Credit Review requests; Maintain a competent knowledge of bank loan policy and regulatory requirements/guidelines as same pertain to all aspects of the Credit Review Department and its function. Continually utilizes internal and external resources to ensure a continuing education, in order to remain proficient and topical to ensure personal and departmental growth and efficiency; Assist with the preparation and review of Credit and Collateral Files (as needed) prior to the annual regulatory exam (seasonal); Maintain and secure client credit files both electronically and on paper and maintains customer confidence and protects operations by keeping information confidential (continually); Promote business for the bank by maintaining good customer relations and referring customers to the appropriate staff for services (as any opportunities arise); and Other related duties as assigned.
REQUIREMENTS:
A demonstrated ability to understand financial statements, utilize analytical and presentational software and maintain flexibility in a fluid working environment;
Strong analytical skill sets capable of effectively analyzing financial and non-financial data, determining trends in the data and stress-testing both financial and non-financial components of individual loans and portfolio segments and solve problems;
Professional written and verbal communication and presentation skills;
Ability to maintain complete confidentiality in regards to bank-related business;
Project-driven and able to demonstrate solid and consistent work effort (to include working the hours required to complete tasks in a reasonable time frame and within assigned deadlines);
Ability to calculate and graph figures and amounts such as discounts, interest, proportions, percentages, and area and apply these concepts to practical situations;
1-3 years prior Credit Review or Loan Review experience (unless applicant has appropriate college degree);
PC proficiency to include Microsoft Office products with emphasis on Excel and Word;
Ten-key calculator proficiency;
Bachelors degree in Accounting, Finance, or other business-related degree (dependent upon prior work experience).
PREFER:
Knowledge and understanding of Bank regulations and Credit requirements and procedures; A ‘big picture’ mentality capable of taking a variety of factors into consideration in the review process and conveying those factors in writing in the review; A positive mental attitude, capable of inspiring fellow teammates and an eagerness to learn new skills, seek new responsibilities, while improving themselves and the bank; Ability to read and speak Spanish language to meet operational requirements; Ability to work professionally in a team environment and produce bottom line results; Ability to read, analyze, and interpret: financial statements and reports of varying levels of complexity, general legal documents, general business periodicals, professional journals, technical procedures, or governmental regulations; Ability to effectively present information and respond to questions from top Management, Regional/Branch Presidents, Lenders, and/or Board of Directors; Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form and to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists; Ability to define problems, collect data, establish facts, and draw valid conclusions; Working knowledge of collateral instruments (i.e., Real Estate documentation, Letter of credit, UCC filings, and personal/corporate guarantees, etc.); PC proficiency (to include Moody’s Risk Analyst and similar financial software); Working knowledge of Microsoft Power Point, Access or other database knowledge.
» JOB:
CUSTOMER SERVICE REPRESENTATIVE
LOCATION:
Edinburg / West Meadows
DUTIES:
Assists customers with phone inquiries; Resolves problems; Cross sells services; Takes messages; and other duties as assigned.
REQUIREMENTS:
Customer orientation with ability to speak and understand Spanish;
PC proficiency; Team player; Strong verbal communications skills, etc.
PREFER:
N/A
» JOB:
INTERNATIONAL WIRE TRANSFER CLERK
LOCATION:
Edinburg / Corporate
DUTIES:
Process foreign exchange purchases/ sales and wire transfers; Prepares departmental reports as needed; Assists with research for internal analysis; Ability to meet deadlines and maintain effective working relationships with all Bank personnel; and other duties as assigned.
REQUIREMENTS:
Knowledge of incoming and outgoing wire procedures; Must be fluent in both English and Spanish, and be able to communicate with foreign banks and customers; Knowledge of double-entry bookkeeping; Computer proficiency; Attention to detail; Strong organizational skills; Team player; Self starter.
PREFER:
Experience in Foreign exchange
» JOB:
LOAN REVIEW ANALYST
LOCATION:
Edinburg / West Meadows
DUTIES:
Performs loan review analysis and reports findings to Loan Review Manager; Performs in-depth financial analysis; Reviews collateral position to ensure lien perfection; Tracks valuation and documentation exceptions for follow-up; Ensures compliance with Bank policy consistent with safety and soundness practices; and other duties as assigned.
REQUIREMENTS:
BBA in Accounting preferred;
Working knowledge of financial credit analysis;
Working banking experience preferably in lending;
Excellent analytical and detail skills;
PC proficiency in MS Excel and related software;
Able to function with deadlines and multi-task;
Travel (including overnight) required;
Excellent written and verbal communication skills.
PREFER:
N/A
» JOB:
LOBBY OPERATIONS SUPERVISOR
LOCATION:
Pharr / Cage
DUTIES:
Directs and assists New Account staff to ensure quality service and compliance with policies and regulations; Assists customers with bank services and inquiries; Advises Branch President on activities and assists with business development activities; Ability to speak and understand Spanish; and Other duties as assigned.
REQUIREMENTS:
Excellent customer service skills;
Demonstrated teamwork skills;
Working knowledge of bank services and products;
Effective leadership skills;
Strong PC proficiency required.
PREFER:
Sales oriented.
» JOB:
MARKETING RESEARCH ANALYST
LOCATION:
Edinburg / West Meadows
DUTIES:
This position is responsible for bank-wide competitive intelligence gathering, secondary research and support management. The position will work closely with lines of business and support units. Support management by investigating, evaluating, recommending, and executing market research projects and competitive information to support business line objectives while keeping abreast of new trends and developments in marketing and competitive products. Manage specific marketing research projects. Coordinates with all areas involved, including suppliers, operations, systems, sales, audit, compliance and legal. Completes risk assessments and product project plans for presentation to the board for approval. Analyze market and customer survey data working closely with market planning on key initiatives including industry, customer, banking center and product. Provides research reports and updates, special reports and analysis and responds to questions and requests. Perform other duties as assigned.
REQUIREMENTS:
Degree in marketing, market research or related field or a minimum of 5 years experience in bank product management support and research;
Strong organizational and time management skills;
Excellent written and verbal communication skills;
PC proficiency;
Must be a Team player.
PREFER:
Excellent written and verbal communication skills. Experience working with and supporting cross functional teams. Proven track record of successful results.
» JOB:
NEW ACCOUNTS REPRESENTATIVE
LOCATION:
Alamo; Laredo / I-35
DUTIES:
Opens new accounts; Cross sells services; Sets up new accounts and check orders on system; Business development as needed; and other duties as assigned.
REQUIREMENTS:
Knowledge of bank services and products preferred; Customer/Sales orientation; Ability to speak and understand Spanish; PC proficiency.
PREFER:
N/A
» JOB:
NEW ACCOUNTS SUPERVISOR
LOCATION:
La Joya
DUTIES:
Directs New Accounts team in daily operations; Opens new accounts; Cross sells services; Sets up new accounts and check orders on system; Business development as needed; Trains new staff; Evaluates performance; Ensures quality service and regulatory compliance; Reports to management on departmental activities and other duties as assigned.
REQUIREMENTS:
Working knowledge of bank services and products preferred; Customer/Sales orientation; Ability to speak and understand Spanish; PC proficiency; cashier operations; Attention to detail with number/math skills.
PREFER:
N/A
» JOB:
SECURITY TECHNICIAN
LOCATION:
San Antonio
DUTIES:
Installing and maintaining intrusion detection systems, access control (card readers and locking hardware equipment), CCTV systems perimeter and interior surveillance systems, fire alarm, burglar and other security systems at various locations. Conduct initial troubleshooting and escalate complex issues as appropriate for resolution. Complete CCTV / access control integrations of limited complexity.
REQUIREMENTS:
2-4 years experience working in an electrical related field; Minimum of 5 years servicing burglar, fire, Access Controls and CCTV; Knowledge of programming DMP alarm panels; Ability to work independently and without constant supervision or in team environment; Possess professional customer service and organizational skills; Must have strong resolution and process improvement skills; Must be flexible and adaptable to changing work schedules (on call) as needed to meet operational needs; Must be able to travel (75% of the time); Must have a Texas Driver's license and good driving record; High School diploma or equivalent; Other related duties as assigned.
PREFER:
Effective written and verbal communication skills; Ability to be self-motivated, a quick learner and detail oriented; Possess a positive and professional attitude.
» JOB:
SPECIAL ASSET MANAGER
LOCATION:
Dallas; Houston
DUTIES:
Responsible for managing a portfolio of problem loans. Manages the largest and most complex consumer, commercial, and real estate loan portfolio. Utilizes a high degree of independence in managing a large portfolio of a diverse and complex nature. Works in a team environment developing and recommending strategies to maximize recovery and reduce losses from own portfolio of commercial credits. Works closely with borrowers, executives, attorneys and mid-size company groups to review and restructure credit and repayment terms to better secure collateral, attain an equity position or charge-off the loan as appropriate. Other related duties as assigned.
REQUIREMENTS:
Bachelor's degree in finance, economics or related field;
Interacts with OCC on a regular basis to maintain compliance with ever-changing bank and regulatory environment;
Interacts with Credit Review on credits under review and compliance with Criticized Asset Policy;
Develops plans to maintain compliance with lending policies, OCC regulations and other applicable guidelines/laws;
Performs review of impairment calculations to confirm loss/reserve exposure on credit;
Performs review of Troubled Debt Restructure analysis to ensure loan officers properly evaluate credits under TDR guidelines;
Oversee compliance with Sarbanes-Oxley (SOX) controls as mandated by bank policy and monitored by Audit;
Thorough working knowledge of analysis of corporate financial statements and commercial/corporate structure;
Strong working knowledge of loan restructuring and re-negotiation of interest rates, terms, collateral requirements, documentation and loan agreements;
Excellent verbal and written communication skills to interact effectively with all levels of Bank personnel and customers;
Strong telephone communication and decision making skills;
Strong leadership and people management skills;
Demonstrated ability to analyze credit and to develop and negotiate repayment terms with mid-size companies and high net worth individuals;
Ability to work professionally in a team environment and produce bottom line results;
At least 3 years of management experience in commercial lending or work out environment;
Minimum 7 years in complex consumer, commercial, AG, real estate and/or private banking lending/account management experience in a financial institution required;
Minimum 7 years analyzing corporate financial statements and commercial/corporate structure required;
Minimum 7 years experience with loan restructuring and negotiation required;
Minimum 7 years experience analyzing credit and negotiating repayment terms required.
PREFER:
At least 5 years Regulatory or similar experience.
» JOB:
SPECIAL CREDIT CLERK
LOCATION:
Edinburg / Corp. - Special Credit Division
DUTIES:
Assist in multiple department functions such as process and review accounts in liens, levies, freezes, subpoenas, collection demand, foreclosures, repossessed assets and court order documents with ability to negotiate and obtain agreements; data entry, analytical thinking with effective problem solving skills. Performs loss mitigation and recovery activities in accordance with guidelines; Handles customer accounts in various stages of collection; Contact attorneys through written correspondence and telephone calls to obtain misc. information as required; Promptly communicate questions, concerns, and issues to management as needed to ensure accounts are handled following guidelines and applicable laws; Focuses efforts on minimizing losses and enhancing loss recovery; Participates in the early, mid or late stages of the collections process to include foreclosures, repossessions, charge offs, recovery, bankruptcy and liaison collections; Performs daily tasks, reviews reports, prepares correspondence, and participates in special projects; and other duties as assigned.
REQUIREMENTS:
Knowledge of MS Word, MS Excel and PC Proficient;
Ability to multi-task, strong verbal & written communication skills, speak and understand Spanish;
Understand accounting and reconciliation;
Must have 2 years related experience;
Energetic, focused, and team-oriented;
Experienced in oral and written communication.
PREFER:
N/A
» JOB:
TELLER
LOCATION:
Hidalgo; Harlingen / Expressway; Corpus Christi / Port; El Paso / N. Mesa; Laredo / McPherson
DUTIES:
Cashes checks; Processes deposits and change orders; Balances cash drawer ensuring accuracy; Cross sells services and other duties as assigned.
REQUIREMENTS:
Working knowledge of cashier operations; Customer orientation; Attention to detail with number/math skills
PREFER:
N/A
» JOB:
TELLER SUPERVISOR
LOCATION:
La Joya
DUTIES:
Directs teller staff in daily operations; Trains new tellers; Evaluates performance; Ensures quality service and regulatory compliance; Reports to management on departmental activities and other duties as assigned.
REQUIREMENTS:
Working knowledge of teller operations; Strong communication and leadership skills; PC proficiency; Team player
PREFER:
N/A
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