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Make your money work for you! This interest-bearing account is the perfect way to earn interest on your deposits while maintaing unlimited check writing privileges.



  • Account Analysis Billing Available4
  • Check Imaging Available5
  • Free Combined Statements with Savings Account Available
  • Overdraft Protection Option Available6

Calculated by using your Average Monthly Collected Balance:
  • Less than $1,000……………… $17.00 Monthly Fee
  • Between $1,000 - $5,000……… $14.00 Monthly Fee
  • Between $5,000 - $10,000…… $11.00 Monthly Fee
  • Greater than $10,000…………… No Monthly Fee
  • $250.00 Minimum balance to open
  • Other terms and conditions may apply.
  • Government issued picture identification (driver’s license, passport, etc.)
  • Business EIN or Social security number
  • ChexSystems® Verification

  1. $12.00 fee per token, per user. Additional fees may apply
  2. My eDocs available through FNB Web Banking®. Not applicable to all notices.
  3. Card Fees may apply.
  4. Per item* monthly fee: Debit/Credits over 300 ………… $0.15 each. If an account has more than 400 items per month, FNB reserves the right to move the account into analysis. Refer to the Schedule of Fees disclosure. *An item is a deposited check, deposit slip, ACH credit, or a check written on the account.
  5. $10.00 monthly fee for check images returned with paper statements and no fee for check images returned with eDocs statements.
  6. Refer to Overdraft Privilege Program and the Schedule of Fees disclosure.