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Identity theft is a crime that never sleeps. First National Bank is helping to protect your identity with our avoID theft FNB CHECKING™ account. This account is designed to help keep your identity safe from theft. Providing support with innovative technology, you'll enjoy peace-of-mind knowing that you and your family are safe.
- FNB Web Banking™ & Bill Pay
- FNB Mobile Banking2
- eDocs2
- Bank by Phone Automated Service
- Debit Card / ATM Option
- Unlimited Check Writing
- Check Imaging Option Available
- DDL / Savings Overdraft Available
- No Minimun Balance
- Card PatrolSM 3
CARD PATROL
Identity thieves care about two things – stealing your personal information and selling it to make money. Sophisticated, real-time, early warning technology monitors various chat rooms across cyberspace where thieves could be selling and trading stolen credit and debit cards. In the event that identity theft occurs, help will be waiting. A personal caseworker will be assigned to help you restore your good name.
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- Payment Card Protection
PAYMENT CARD PROTECTION
Protect all your credit, debit, ATM and check cards in the event of loss or theft! Register your card numbers and with one phone call, you may cancel cards and request new cards using a toll-free 24 hour number.
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- Credit Alert® 4
CREDIT ALERT®
With 24-hour, daily credit monitoring, you’ll be alerted automatically of certain negative changes to your credit. While it can’t prevent identity theft, Credit Alert can greatly reduce its impact by allowing you to minimize the damage. In the unfortunate event you receive notification of a negative change, you’ll be provided with access to the Credit Information Hotline. The hotline is staffed with trained individuals ready to provide answers to commonly asked questions. If there are no changes to your credit, you’ll even receive a quarterly notification letting you know that nothing has changed.
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- Identity Theft Insurance with Fraud Assistance
IDENTITY THEFT INSURANCE WITH FRAUD ASSISTANCE
You’ll have up to $10,000 in financial compensation for qualified expenses incurred in the recovery of your stolen identity. Included in this benefit is Fraud Assistance, a comprehensive service designed to help with the hassle of clearing your good name. You’ll receive expert help to assist you in organizing paperwork, advising you about notifying creditors and more.
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- Fraud Assist Toolbox
FRAUD ASSIST TOOLBOX
Helps members quickly and easily prevent and resolve problems that arise from fraudulent activity or identity theft by using an interactive, step-by-step online recovery tool. Plus, you can choose to set fraud alerts, stop pre-approved credit offers, and stop unwanted telemarketing calls.
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- MYIDMatters
MYIDMatterssm
MYIDMatters is a user-friendly, educational website designed to help you stay up to date on identity theft-related issues. You will learn tips to help stay protected from the latest fraud scams, trends, and tactics.
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- Remedy Check Protection
REMEDY CHECK PROTECTION®
Provides protection up to $25,000 from fraudulent acts against personal checks such as forged signatures, forged endorsements and altered checks. Replacement of lost funds occurs within 72 hours after your fraud reimbursement package is filed and approved. Plus, you’ll receive reimbursements for Merchant fees, new check fees, shipping fees and any required notary fees associated with documenting check fraud activity on your account.
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- $10.00 monthly service charge. $100.00 minimum initial deposit required to open.
- Terms, conditions and fees may apply. Please click on corresponding web pages under Key Features for complete details.
- Card Patrol monitors up to ten major credit/debit cards (VISA®, MasterCard®, American Express®, Diners Club® and Discover®) on Internet Chat rooms. It is impossible to ensure that all Internet chat rooms have been searched for your personal information. Accordingly, your monitoring alert reports may not contain or apprise you of all your personal information that is publicly available or that may have been compromised.
- Credit Alert® is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating. The Credit Alert® service may be modified or improved at any time and without prior notice. Credit Alert® is a registered service mark of Affinion Publishing, LLC. Daily monitoring will notify members of any inquiries, certain derogatory information, accounts, public records or change of address that have been added to their credit reports as reported by one of the major credit reporting agencies. If no information has been added or changed, then the member will receive a quarterly notification stating that no information has changed within their credit file. Neither the Plan Administrator, the provider of the service, or its credit information subcontractors, nor Financial Services Association shall have any liability for the information contained in the Credit Alert® reports which you receive, including any liability for damages, direct or indirect, consequential or incidental.
- Other terms and conditions may apply.
- Government issued picture identification (driver’s license, passport, etc.)
- Social security number
- ChexSystems® Verification
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